TY - JOUR
T1 - How access to credit affects selfemployment
T2 - Differences by gender during india's rural banking reform
AU - Menon, Nidhiya
AU - van der Meulen, Yana
N1 - Funding Information:
We thank M. Shahe Emran, Ghazala Mansuri, Rachel McCulloch, two anonymous referees, and participants at the 2009 World Bank and University of Michigan Conference on Female Entrepreneurship and the 2009 Northeast Universities Development Consortium Conference for their detailed comments and suggestions. We acknowledge Ksenia Rogalo for her capable research assistance. This research is supported by the World Bank and by a Rutgers University Research Council Grant.
PY - 2011/1
Y1 - 2011/1
N2 - Household survey data for 1983-2000 from India's National Sample Survey Organisation are used to examine the impact of credit on self-employment among men and women in rural labour households. Results indicate that credit access encourages women's selfemployment as own-account workers and employers, while it discourages men's self-employment as unpaid family workers. Ownership of land, a key form of collateral, also serves as a strong predictor of self-employment. Among the lower castes in India, self-employment is less likely for scheduled castes prone to wage activity, but more likely for scheduled tribes prone to entrepreneurial work.
AB - Household survey data for 1983-2000 from India's National Sample Survey Organisation are used to examine the impact of credit on self-employment among men and women in rural labour households. Results indicate that credit access encourages women's selfemployment as own-account workers and employers, while it discourages men's self-employment as unpaid family workers. Ownership of land, a key form of collateral, also serves as a strong predictor of self-employment. Among the lower castes in India, self-employment is less likely for scheduled castes prone to wage activity, but more likely for scheduled tribes prone to entrepreneurial work.
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U2 - 10.1080/00220381003706486
DO - 10.1080/00220381003706486
M3 - Article
AN - SCOPUS:78651260035
SN - 0022-0388
VL - 47
SP - 48
EP - 69
JO - Journal of Development Studies
JF - Journal of Development Studies
IS - 1
ER -