Insurance coverage and the demand for dental care. Results for non-aged white adults

Curt D. Mueller, Alan Monheit

Research output: Contribution to journalArticle

54 Citations (Scopus)

Abstract

The fraction of the U.S. population with private dental insurance coverage increased considerably during the past two decades. Experimental data from the Rand Health Insurance Study have revealed that dental insurance is an important determinant of demand. In this analysis, detailed health insurance data from the National Medical Care Expenditure Survey are used to study the effects of insurance on demand by a standard population of white adults aged 16 to 64. Results from this national probability sample are generally comparable to those from the Rand experimental data. Estimates indicate that the primary effects of dental insurance are to facilitate access to care and to increase dental expenditures. Results are consistent with the notion that first-dollar coverage exerts a greater effect on demand than insurance which requires payment of a deductible. Findings also suggest that insurance affects the mix of dental services received. Loss of dental benefits because of cost containment efforts will result in significant reductions in demand for dental services.

Original languageEnglish (US)
Pages (from-to)59-72
Number of pages14
JournalJournal of Health Economics
Volume7
Issue number1
DOIs
StatePublished - Jan 1 1988

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Insurance Coverage
Dental Care
Dental Insurance
Tooth
Insurance
Health Expenditures
Deductibles and Coinsurance
Sampling Studies
Deciduous Tooth
Cost Control
National Health Programs
Health Insurance
Population
Cost-Benefit Analysis

All Science Journal Classification (ASJC) codes

  • Health Policy
  • Public Health, Environmental and Occupational Health

Cite this

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Insurance coverage and the demand for dental care. Results for non-aged white adults. / Mueller, Curt D.; Monheit, Alan.

In: Journal of Health Economics, Vol. 7, No. 1, 01.01.1988, p. 59-72.

Research output: Contribution to journalArticle

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