Successful financial goal attainment: Perceived resources and obstacles

Barbara O'Neill, Jing J. Xiao, Barbara Bristow, Patricia Brennan, Claudia M. Kerbel

Research output: Contribution to journalArticle

20 Citations (Scopus)

Abstract

Perceived resources and obstacles to financial goal attainment of 520 MONEY 2000Ô participants are reported. Open-ended questions were used to solicit responses. The most frequently mentioned resource that helped respondents make progress toward financial goals was personal qualities (e.g., discipline, knowledge) and action. Having a goal or plan, financial publications and media, payroll deduction/automated savings, a good income, Cooperative Extension/MONEY 2000Ô, and seeing results were also mentioned. The most frequently mentioned challenge to financial progress was debt/credit use/spending habits. Additional obstacles were a low or reduced income, unexpected expenses and emergencies, children/children's expenses, personal qualities, and other obstacles.

Original languageEnglish (US)
Pages (from-to)1-12
Number of pages12
JournalJournal of Financial Counseling and Planning
Volume11
Issue number1
StatePublished - Jan 1 2000

Fingerprint

Resources
Income
Expenses
Savings
Debt
Credit
Deduction
Habit
Emergency

All Science Journal Classification (ASJC) codes

  • Finance
  • Economics and Econometrics

Cite this

O'Neill, Barbara ; Xiao, Jing J. ; Bristow, Barbara ; Brennan, Patricia ; Kerbel, Claudia M. / Successful financial goal attainment : Perceived resources and obstacles. In: Journal of Financial Counseling and Planning. 2000 ; Vol. 11, No. 1. pp. 1-12.
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O'Neill, B, Xiao, JJ, Bristow, B, Brennan, P & Kerbel, CM 2000, 'Successful financial goal attainment: Perceived resources and obstacles', Journal of Financial Counseling and Planning, vol. 11, no. 1, pp. 1-12.

Successful financial goal attainment : Perceived resources and obstacles. / O'Neill, Barbara; Xiao, Jing J.; Bristow, Barbara; Brennan, Patricia; Kerbel, Claudia M.

In: Journal of Financial Counseling and Planning, Vol. 11, No. 1, 01.01.2000, p. 1-12.

Research output: Contribution to journalArticle

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