The Political Economy of Banking Regulation, 1864-1933

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60 Scopus citations


The laws and regulations that shaped the structure of the banking industry from the Civil War to the Great Depression were strongly influenced by the banking community. In this period legal constraints on banks were weakened by competition between state and federal regulators trying to increase membership in their banking systems. The elimination of regulation was not completed, however, because the politically most powerful group in the industry, the unit banks, had an interest in preserving some regulations.

Original languageEnglish (US)
Pages (from-to)33-40
Number of pages8
JournalThe Journal of Economic History
Issue number1
StatePublished - Mar 1982

All Science Journal Classification (ASJC) codes

  • History
  • Economics and Econometrics
  • Economics, Econometrics and Finance (miscellaneous)


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